processing of loan

processing of loan
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  • Loan origination — is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application through disbursal of funds (or declining the application). Loan… …   Wikipedia

  • Processing — typically describes the act of taking something through an established and usually routine set of procedures to convert it from one form to another, as a manufacturing procedure, such as processing milk into cheese. Processing can also refer to… …   Wikipedia

  • Loan Application Fee — A fee charged to process an application for a loan, such as a home mortgage from a lender or mortgage broker. Loan application fees are charged to cover some of the costs involved in processing the application including credit checks, property… …   Investment dictionary

  • Payday loan — A shop window in Falls Church, Virginia advertises payday loans. A payday loan (also called a paycheck advance) is a small, short term loan that is intended to cover a borrower s expenses until his or her next payday. The loans are also sometimes …   Wikipedia

  • Construction loan — In the broadest sense of the term, a Construction Loan is any loan where the proceeds are used to finance construction of some kind. In the United States Financial Services industry however, the term is used to describe a genre of loans designed… …   Wikipedia

  • Refund anticipation loan — A refund anticipation loan (RAL) is a high interest rate short term loan secured by a taxpayer’s expected tax refund, and designed to offer customers quicker access to funds than waiting for their tax refund.United StatesIn the United States, the …   Wikipedia

  • Norwegian State Educational Loan Fund — The Norwegian State Educational Loan Fund (Norwegian: Statens lånekasse for utdanning) is a government agency that provides loans and grants to Norwegian and certain foreign students for their education. This system is aimed at making higher… …   Wikipedia

  • Bank of America Home Loans — Type Subsidiary of Bank of America Founded 1969 (Countrywide), February 2009 (Bank of America Home Loans) Headquarters Calabasas, CA, USA (Countrywide Financial) Cha …   Wikipedia

  • Countrywide Financial — Infobox Company company name = Countrywide Financial Corp. company type = Subsidiary of Bank of America foundation = 1969 location = Calabasas, CA, USA revenue = profit$6,061,437,000 USD (2007) operating income = loss$1,310,274,000 USD (2007) net …   Wikipedia

  • Good faith estimate — A good faith estimate must be provided by a mortgage lender or broker in the United States to a customer, as required by the Real Estate Settlement Procedures Act (RESPA). The estimate must include an itemized list of fees and costs associated… …   Wikipedia

  • origination fee — see fee 2 Merriam Webster’s Dictionary of Law. Merriam Webster. 1996. origination fee …   Law dictionary


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